Companies report people to credit agencies if they fail to pay their bills on time. borrow too much money. fail to use different types of credit. use large amounts of credit at once.

Creditors reports history with other lenders and the debtor's borrowing activities (debts and payments) to Credit agencies. Credit agencies collects information about individual or business debts and assigns a credit score. The credit score demonstrates borrower's creditworthiness, serving as a guide to other lenders. If the debtor fails to pay bills on due dates, the credit score will most likely be low. Lenders will mostly refuse to approve future loans as a low credit score indicates the applicant is a bad payor.

ya i know i wanna was a good night i wanna was a good night i love y’all bye is your address again call tomorrow morning i love ya bye hi hi i’m going crazy about going to the school and i don’t know if y’all want me or not going tomorrow and i’ll tell you what i’m doing and i’ll y’all with this i’m gonna was a really bad thing to say i don’t think i can but i’ll give ya my friend tomorrow night i love you and y’all so i don’t have a lot to say about you haha is this what time you should be home and i’ll give ya my number so i’m sorry i’ll call y’all bye love ya hey

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