Seven hundred twelve thousandths in standard form and expanded form ​

Quick translate "x is 12 units from 20" into an equation. what are the values of x being described? if you can answer any of my other questions that'd be great too

Jamie went to home depot.she bought 25 bags of soil that cost $9 per bag.she bought 15 pots at $8 each, and she bought 23 bags of pebbles at $15 each.she used a coupon that gave her $5 off for every 100 dollars she spent. how much did jamie pay at the end?

Michelle and julie work at a catering company. they need to bake 264 cookies for a birthday party that starts in a little over an hour and a half. each tube of cookie dough claims to make 36 cookies, but michelle eats about 1/5 of every tube and julie makes cookies that are 1.5 times as large as the recommended cookie size.it takes about 8 minutes to bake a container of cookies, but since julie's cookies are larger, they take 12 minutes to bake. a. how many tubes should each girl plan to bake? how long does each girl use the oven? b. explain your solution process what did you make? c. what assumptions did you make?