Pls help asap!thank you so much if you do(will pick brainliest if there's 2 answers)

Which expression do you get when you eliminate the negative exponents of 4a^2 b^216a^-3 b

What is negative 3/9 times negative 2/8 ?

The expression 1.01*1.005(^t) gives the amount of money, in thousands of dollars, in carter's savings account (t) years after he opens it. what does 1.01 represent in this expression?