In addition of paying $100 per month for health insurance, Janine is responsible for paying her first $500 of medical bills every year before her insurance covers any cost. the $500 Janine must pay is called the:

Starting at home, emily traveled uphill to the hardware store for 606060 minutes at just 666 mph. she then traveled back home along the same path downhill at a speed of 121212 mph. what is her average speed for the entire trip from home to the hardware store and back?