Amanda is buying a $190,000 home. she has decided to purchase 2 points in order to lower her interest rate. the appraisal fee is $650, the processing fee is $375, and the title fee is $600. what is her total in closing costs?

Einstein office equipment has a rental plan for office machines. a fax machine that lists for $722.98 can be rented for 22% of the price annually. the state imposes a usage charge of 3.2%. if stephen hawking travel decides to rent the fax machine, what will its total monthly rental charge be?