What are the reasons loyalists were neutral had for not choosing a side?

I believe is because they were not unsatisfied with Great Britain and it's acts on the Colony.

Explanation:

When we analyze the American Revolution and look at each side, it's common to interpret their relationship based on the concept of good against evil, or good actions and bad actions. However, we forget that the war was fought by common people, with their motivations. And that's the case of Loyalists. They were not unsatisfied with Great Britain, maybe because they were wealthy enough; or because they believed that Great Britain's actions were normal.  Or because they didn't believed that the fight against England was not only unnecessary but wrong.

jewish people, gypsies, and political opponents.

social contract theory, nearly as old as philosophy itself, is the view that persons' moral and/or political obligations are dependent upon a contract or agreement among them to form the society in which they live