Why do individuals use cost-benefit analyses?

a. to make all economic choices

b. to increase personal debt

c. to make smart responsible economic choices

d. to save money for investments

northern hill zone (nhz)

western himalayan regions of j& k (except jammu and kathua distt.); h.p. (except una and paonta valley); uttaranchal (except tarai area); sikkim and hills of west bengal and n.e. states

north western plains zone (nwpz)

punjab, haryana, delhi, rajasthan (except kota and udaipur divisions) and western up (except jhansi division), parts of j& k (jammu and kathua distt.) and parts of hp (una dist. and paonta valley) and uttaranchal (tarai region)

plate tectonics, theory dealing with the dynamics of earth's outer shell the lithosphere that revolutionized earth sciences by providing a uniform context for understanding mountain-building processes, volcanoes, and earthquakes as well as the evolution of earth's surface and reconstructing its past continents

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