O. Henry stories are known for their plot twists and surprise endings. Imagine that you are one of the characters in the story. Write a letter to another character or a trusted friend about what happened that day at the Elmore Bank. In your letter, explain your reaction to the surprising events of the day and how you plan to proceed in your relationship. For instance, you might write as Mr. Adams to Jimmy Valentine, letting him know whether or not you still want him to marry your daughter.