What type of formatting does the clip below demonstrate

In the context of it jobs in the information systems field. a is responsible for database design and implementation

Jaina and tomas are being considered as new tenants in an apartment. the landlord looks at their creditworthiness because he wants to be sure his new tenant pays the rent on time and in full. the table below summarizes the information that was on their applications. application information questions jaina tomas how many years have you had your job? 5 2 what is your monthly salary? $1,850 $2,500 how many credit cards do you have? 4 1 how much debt do you have? $13,000 $7,000 how many times were you late with payments on credit cards in the past year? 5 1 who will the landlord decide to be more creditworthy and why? tomas because the ratio of his debt to income is less. jaina because she has had her job longer, which makes her look more stable. jaina because she has more credit cards available to her. tomas because he makes more money per month.

Acomputer has a two-level cache. suppose that 60% of the memory references hit on the first level cache, 35% hit on the second level, and 5% miss. the access times are 5 nsec, 15 nsec, and 60 nsec, respectively, where the times for the level 2 cache and memory start counting at the moment it is known that they are needed (e.g., a level 2 cache access does not even start until the level 1 cache miss occurs). what is the average access time?