Principal Interest
Year 1
Interest Year 10
Interest Year 20
Total Savings After 20 Years
$12,000 in Simple Interest
Account
$12,000 x
5%
$12,000 x 5%
- $6000
- $600
= $18,000
= $12,600
$12,000 x 5%
- $12000
- $24,000
$12,000 + 20 years of simple
interest
- $24,000
$12,000 x
($12,000 +
$6,615.94)
($12,000+
$18,323.40)
5%
$12,000 in Compound
Interest Account
- $600
$18,615.94 x
5%
= $19546.74
$12,000 + $ 20 years of
compound interest
$31.839.57
$30,323,40 x 5%
$31,839.57
-$12,600
Juanita, who lives with her brother, has saved $12,000 for a down payment on her own house. Her financial planner
suggests she look for a savings account that offers compound interest accounts. Why should Juanita take this advice?
(4 points)
O She will earn interest on the initial deposit, as well as interest earned.
,
O She will have quick access compared to other savings account.
O She is saving for a short-term goal that will be reached soon.
O She has so little to invest that it will be safer over the long term.

Each of the following scenarios is based on facts in anactual fraud. categorize each scenario as primarily indicating (1) anincentive to commit fraud, (2) an opportunity to commit fraud, or(3) a rationalization for committing fraud. also state your reasoningfor each scenario.a. there was intense pressure to keep the corporation ' stock from declining further. this pressure came from investors, analysts,and the ceo, whose financial well-being was significantly dependent on the corporation ' s stock price.b. a group of top-level management was compensated (mostly in the form of stock-options) well in excess of what would be considered normal for their positions in this industry.c. top management of the company closely guards internal financial information, to the extent that even some employees on a “need-to-know basis” are denied full access.d. managing specific financial ratios is very important to the company, and both management and analysts are keenly observant of variability in key ratios. key ratios for the company changed very little even though the ratios for the overall industry were quite volatile during the time period.e. in an effort to reduce certain accrued expenses to meet budget targets, the cfo directs the general accounting department to reallocate a division’s expenses by a significant amount. the general accounting department refuses to acquiesce to the request, but the journal entry is made trough the corporate office. an accountant in the general accounting department is uncomfortable with the journal entries required to reallocate divisional expenses. he brings his concerns to the cfo, who assures him that everything will be fine and that the entries are necessary. the accountant considers resigning, but he does not have another job lined up and is worried about supporting his family. therefore, he never voices his concerns to either the internal or external auditors.f. accounting records were either nonexistent or in a state of such disorganization that significant effort was required to locate or compile them.

Which value describes the desire to be one’s own boss? a. autonomy b. status c. security d. entrepreneurship

Eliza works for a consumer agency educating young people about advertisements. instead of teaching students to carefully read advertisement claims, she encourages them to develop a strong sense of self and to keep their life goals and dreams separate from commercial products. why might eliza's advice make sense?