What basically compares what an individual owes compared with how much they earn monthly? A. Home Equity Loan Ratio
B. Return on Investment
C. Debt to Income Ratio
D. Terms & Conditions

C. Debt to Income Ratio

Explanation:

The debt to income ratio (DTI)provides a picture of the level of debts of a borrower. The DTI is usually expressed as a percentage of gross income. A high debt to income ratio indicates a person spends a high percentage of income on paying debts.

Lenders use the debt to income ratio to assess a borrower's ability to repay debts. Individuals with low DTI are preferred to those with a high one.

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