Lindsay needs to purchase a car. The car she is planning o in purchasing costs $8,000
and she has $2,000 that she will be using as a down payment. She is offered credit
terms of 3% APR for a term of 3 years. Please calculate the following:
1. To purchase the car, what is the amount that Lindsay will need finance? (1
point)
2. In one year, how much interest will Lindsay pay on t his loan? (1 point)
2. After three years, in order for Lindsay to OWN the car, what will the actual
cost of the car be in dollars? (3 points)
(down payment+amount financed+interest=actual cost of car)

Skathy lee berggren, a professor of oral communication at cornell university, indicates “a lot of my students re­ally [only] scratch the surface with the type of research they’re doing.” according to andy guess, at inside higher ed, “just because students walk in the door as ‘digital natives’, doesn’t mean they’re equipped to handle the heavy lifting of digital databases and proprietary search engines that comprise the bulk of modern, online re­search techniques.” students erroneously think a google search is research. as you read through the reasons that should stimulate your interest in studying research methods or evaluate the nine factors that guarantee good research, what actions do you propose to narrow the gap between students’ research competence and what’s required of a modern college graduate about to become a manage