An insured dies within the time limit of an increasing term rider and the beneficiary receives the face amount plus the value of all paid premiums. which rider is attached to the policy? (a) return of cash flow(b) return of premium(c) waiver of premium(d) not allowed, insurers do not return premiums in this manner.

Adrawback of short-term contracting as an alternative to making a component in-house is thata. it is the most-integrated alternative to performing an activity so the principal company has no control over the agent. b. the supplying firm has no incentive to make any transaction-specific investments to increase performance or quality. c. it fails to allow a long planning period that individual market transactions provide. d. the buying firm cannot demand lower prices due to the lack of a competitive bidding process.