Coolsavings. com is one of the largest on-line distributors of in-store coupons, sales announcements, and mail-in rebates offered by national retailers and internet commerce sites. its marketing department keeps track of current external environmental changes. although some information is relatively easy to collect, analyzing and forecasting one type of trend is extremely difficult, and it is the most important factor for a company to understand. what is the trend? a. socialb. technologicalc. economicd. demographic

a. social

Explanation:

Social trends are the trends and habits of the consumers which they tend to display any product. It includes the data and information about the behavior of the customers and their communication related to the product they purchase. The trends of the consumers help the business to flourish more effectively among the consumers.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.