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If you pay the minimum toward your balance each month, here’s what you can expect to happen: paying down your debt will take much longer.you’ll rack up bigger interest charges.your credit score could take a hit.

Culture dramatically affects heroes.first, it affects the way a person or character perceives a certain  situation or idea, it affects their point of view on many idea's and topics. next, it  affects how the hero is seen in the story. third, it affects the way a character will act on an idea or situation.