1. which type of loan most often involves long-term repayment over 30 years? a. auto loans b. credit cards c. mortgage loans d. personal loans

The correct answer is: "mortgage loans".

Mortgage loans are a debt instruments which are used by customers when they want to make large real state property acquisitions and they do not count with the total amount of money necessary to give to its former owner up front.

This type of loan is usually repayed, plus interest, over a long time period, which usually lasts between 20-40 years. Usually a collateral is needed to back such a loan.

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