Bennie can tell you what he has learned over the past 89 years of his life. Nelda is able to creatively apply what she knows to new and novel situations. In this example, Bennie is demonstrating ___ and Nelda is demonstrating .

Lance, a hacker, stole 15,000 credit card numbers and sold them on the black mar-ket, making millions. police caught lance, and two legal actions followed, one civil and one criminal. who will be responsible for bringing the civil case? what will be the outcome if the jury believes that lance was responsible for identity thefts? who will be responsible for bringing the criminal case? what will be the outcome if the jury believes that lance stole the numbers?