How can understanding effective personal finance strategies improve your life?

we all now finance refers to the science of money management, of a person have good knowledge or understanding about finance and can make effective strategies about personal finance, s/he can manage money or wealth very effectively. in other world understanding effective personal finance strategies helps a person to manage his/her wealth and money properly, s/he can be responsible in mobilisation of capital,s/he xan find out right area for investment, s/he can pay tax on time and s/he can keep balance between consumption and savings and can ease human activity

Explanation:

I don't need to explain it , it is given above

even though you have attached neither the chart nor the generalizations, i have located them online. the right answer is d, since they are asking you about a generalization. you can only infer from the chart that between 2008 and 2009 the number of employed workers decreased significantly (from over 115 millions to 107 millions approximately), which signals some type of economic crisis.