Write an story
that includes a
social justice
issue

Explanation:

Why don’t more of us learn about money when we are young?

In one of our personal finance workshops just a few years ago, a young girl walked into the room staring sadly at her feet. She hesitantly shared, “I’m bad at money. Today is going to be hard.” At 6 years old, she had decided that money was not now and would never be her thing. We’d like to say that was a rare occurrence, but meeting with thousands of students and educators each year it’s a worry that many of us carry. Too often we buy into the dichotomy of being “good” or “bad” with money. Instead, we need to collectively question why the financial systems in our lives leave us feeling confused and ashamed.

Financial education is an intergenerational tool for self-care and social justice. Talking and teaching about money is a revolutionary act with the power to transform lives and communities.

Our youth are making choices about their financial futures in a world where it would take 242 years for the average Black family to catch up to the wealth of a white family today. That inequity carries into our education system, in which only 7.4% of Black and brown students and 7.8% of low-income students have access to a required stand-alone personal finance course for graduation. This lack of access to financial education underscores how little attention is paid to personal finance as a critical component of students’ long-term outcomes in life.

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