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What would happen if people from different races were seperated today

Aresearcher conducts a focus group to learn about attitudes towards hygiene and disease prevention. two weeks after the focus group, the researcher learns one of the subjects had a heart attack at home and was hospitalized, but made a full recovery. based on dhs regulations, the researcher report this event to the irb? no, this does not need to be reported since the subject had the heart attack when they were home, not at the focus group.no, this does not need to be reported since it is unrelated to participation in the study.no, this does not need to be reported because two weeks have passed.no, this does not need to be reported since the subject recovered.

Tracey is a financial planner who received his cfp designation. tracey does not have any other designations or licenses. although tracey's expertise is investment planning, he is anxious to expand his client base and is willing to assist clients with any area of financial planning. over the last month tracey engaged in the following activities with troy, a new client.a. during the initial meeting, tracey collected personal data about troy including the estate planning documents troy had previously executed.b. during the second meeting, tracey recommended the use of a trust to fulfill some of troy's estate planning goals.c. troy called tracey one afternoon and asked if tracey could explain the probate process to him, which tracey promptly did.d. tracey downloaded a copy of a generic will from the internet, filled in troy's information and gave the document to troy to be executed.of the activities above, which would be considered the unauthorized practice of law?