1) Which three factors affect where people live? climate, location, population density
climate, natural resources, pollution
climate, location, natural resources
climate, natural resources, money

What occurred during the free banking era? the dollar bill was introduced. the second bank of the united states was established. repaying of loans was not closely monitored. currency varied widely from state to state.

Banks offer services such as checking and savings accounts. what do banks do with most of the money they receive in deposits from customers? a) they loan it out to other customers. b) they spend it on new banks in other places. c) they keep it in a locked, secured vault in the bank. d) they send it to the federal reserve in washington, d.c.

Pj conducts an experimental study on the effects of soft music during high stakes science testing. he randomly assigns students at the school. in one condition he does not provide music for testing while in the other group he does provide the music. he administers a pretest at the beginning of the year and a posttest at the end of the year. pj’s design is best described as a: a.static group comparisonb. pretest-posttest control group designc.control-group-time-series designd. nonrandomized control-group pretest-posttest design