Consider what you know about cultural diffusion and cultural isolation. How have these factors affected Australia, New Zealand, and other areas of Oceania? Be sure to consider
similarities or differences between each region, as well as the similarities or differences
the regions have with other regions.

Question 12 chach os) (amencan money lo 4 hc which of the following scenarios would be most likely to cause a small bank to be less willing to loan money to small businesses in a community? or the bank cannot sell the loan to some other bank at the bank cannot make profit on the loan ut the customer has too much in savings in the community cannot grow from the loan