If a person willfully and knowingly gives false or inaccurate information or fails to provide information required to be disclosed under the provisions of TILA is guilty of a :

"Misdemeanor" would be the right approach.

Explanation:

A misdemeanor would be a reasonable punishment and probably involves nothing more than a term of imprisonment, one year with the prison, community outreach, as well as suspended sentence. They can quickly develop into felony convictions. Besides obvious reasons, trying to intimidate someone to attack someone would have been considered fraud, but currently implementing an offensive would have been a federal offense.

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