Which of the following is not an ingredient in the social toxicity of poverty listed by garbarine (1998) 1. Personal apathy
2. Community insecurity
3. Exposure to violence
4. Unstable care arrangements

1. Personal apathy

Explanation:

Social toxicity of poverty refers to a list of external social situations that might prevent certain individuals from accumulating wealth.

Personal apathy refers to the lack of motivation a person experience which make them lack the drive/will to do better in his/her life. Even though personal apathy can contribute to poverty,  personal apathy generally drive from within the individuals. So,  this couldn't be considered as 'External Factor'