Why is dhikuti declared illegal by the government of Nepal?

There have been many reports of crimes, even deaths, connected to dhukuti credit scheme.

Explanation:

There has been evidence in the past that dhikuti, the self-help banks based on the rotating credit scheme, has been involved in illegal activities, ranging from financial crimes and money laundering to violence and fights.

Police received complaints about frauds in the amount of a few million of the Nepalese rupee. The rise of domestic violence has also been reported and there have been various deaths under the mysterious circumstances tied to dhikuti.

Therefore, the dhikuti credit scheme was outlawed and the police have arrested dozens of people connected to the crimes.

answer; interpreting someone's past consistent with present deviance;