If the interest rate on a mortgage changes with the market interest rate, then the mortgage is:
A) a 30-year fixed mortgage
B) a collateralized debt obligation.
C) an adjustable-rate mortgage.
D) a credit default swap.

an informal structure in a bureaucracy would be something like so-called "office politics". where there's a formal structure set up for the organization, but then an informal subculture as well that has a way of organizing the bureaucracy further. this can be positive because it sets up an added degree of organization, albeit informal, within the bureaucracy.

answer; being clearly political;

answer; repetitive thoughts; ritualistic behaviors;