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Social Studies, 22.04.2020 00:17 zitterkoph
Mr. and Mrs. Lang own a house together. Mrs. Lang records a Declaration of Homestead on the house, without obtaining Mr. Lang's signature. The house is worth $300,000, and $215,000 remains to be paid on a first deed of trust. If a creditor obtains a judgment against the Langs, the creditor:A. may foreclose because both signatures must be on the Declaration of HomesteadB. may not foreclose because a judgment lien is always inferior to a homestead exemptionC. may foreclose because the net value of the homesteaded property is less than the exemptionD. may not foreclose because the net value of the homesteaded property is less than the exemption
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