Emma buys a dress from Dolly's to wear to her friend's wedding. She wears the dress without removing the price tag. A day after the wedding, she returns the dress saying that the dress is too tight and gets a refund. In this scenario, Emma's behavior is an example of .

retail borrowing

Explanation:

Retail borrowing: The term "retail borrowing" is described as a process that encompasses the purchase of a specific item with the intention to return a similar item for a refund when that specific item is being used, having the satisfaction, for a particular purpose. However, retail borrowing takes a lot of forms.

In the question above, Emma's behavior is an example of retail borrowing.

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