According to the video, one's is the creditworthiness factor that is considered when a company looks how a potential borrower has handled loans in the past.

C). Credit History.

Explanation:

Credit history is described as the record which reveals a consumer's potential or responsibility to repay the debts in the past. It displays the credible behavior or attitude displayed by a consumer in repaying the debt like loans, mortgages, etc. within the stipulated time. It allows the consumers to establish their creditworthiness factor and maintain a higher credit score which makes them eligible for seeking credit or loan in future as the banks or company looks for it before sanctioning the loans. Therefore, option C is the correct answer.