In working as an investment adviser (ia), you see an opportunity to benefit your clients holding nondiscretionary accounts by gaining access to initial public offerings. in order to have more choices as to the initial public offerings, you decide to hire a person, who is unaffiliated with your firm and not registered with the sec or in any state. this person charges a finder's fee of a quarter of the value of any investment secured through the use of the service.
according to the investment advisor's act of 1940, the person charging the finder's fee cannot accept such payments because:

a) there has been no interest expressed in the investments by the nondiscretionary account holders.
b) the ia has gone outside of their normal broker-dealer research groups who could have performed the same services for less cost.
c) in soliciting information from the offering companies, the unaffiliated person would be then acting on behalf of the ia as a solicitor.
d) the unaffiliated person would be acting as a broker-dealer because they would be receiving commissions based on their finding the securities

there are treatment options for depression (mdd) that may work for you. one way of treating depression may be to affect the levels of certain chemicals that brain cells use to communicate, called neurotransmitters. scientists believe that certain neurotransmitters may be out of balance in depression.

although the exact way depression medications shown to ease overall depression symptoms in some people work is unknown, scientists think that some medications work by affecting the levels of a neurotransmitter called serotonin in the brain. other treatments work by affecting the levels of other neurotransmitters like norepinephrine or dopamine.

"choosing is refusing" means individuals face an opportunity cost with each decision they make. economists state that every decision involves trade-offs. opportunity cost is the least desirable alternative given up as a result of a decision.

every society, in order to meet the needs of it's people, has to answer three basic questions:

- what should we produce?

- how should we produce it?

- for whom should we produce it?

this questions must be answered in order to, option b, aid in production decisions.

every country can't produce everything, no matter how rich their land is. it may be a matter of technology, resources or geographical conditions. so, these three questions must be resolved in order to get the most of the production of each land.

hope this !

answer; triadic reciprocal determinism;