Which statements are not true? a. transaction fees might include a fee when you use the card to obtain a cash advance, when you fail to make a payment on time, or when you go over your credit limit. b. a "variable rate" plan means that the rate you pay will be based upon a political indicator they will explain in the agreement. c. a credit card is an arrangement for you to "go into credit" in order to get the item that you want. d. under the fair credit and charge card disclosure act, you have the right to comparison shop different cards' conditions.

Americans often speak of their country as one of several large regions.  these regions are cultural units rather than governmental units --  formed by history and geography and shaped by the economics, literature and folkways that all the parts of a region share. what makes one region different from another? a region's multicultural heritage as well as distinct demographic characteristics like age and occupation make regions different and special. within several regions, language is used differently and there are strong dialects. there are also differences in outlook and attitude based on geography.