Suppose your health plan covers lab tests in full if you go to an in-network lab, but only pays 60% of allowed charges if you go out of network. you forget to check and go get your blood test at a lab that turns out to be out of network. the lab bills you $100 for the blood test. your health insurance allows only a $20 charge for that test. how much would you have to pay out of pocket for that lab test?
a. $0
b. $40
c. $80
d. $88