Even after a property goes into foreclosure status with a lender, it is still possible for the borrower to reclaim the property as long as they produce the outstanding mortgage balance and all foreclosure costs incurred to that point. in a state such as georgia, this right is contained in the security instrument and does not extend beyond the date of the foreclosure sale. this right is referred to as:

strategic default
equitable redemption
substantive default
statutory redemption

Equitable redemption

Explanation:

Based on the information provided within the question in regards to the situation at hand it can be said that this right is referred to as Equitable redemption. This term refers to the right of a mortgagee to be able to regain or maintain the rights to a property by paying all the debts that they owe, including outstanding mortgages and all the foreclosure costs up to the point of enforcing the Equitable redemption right.

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