Consumer has decided to buy a new automobile. before investing money in that purchase, the consumer should invest time in
oa.
obtaining a credit card and accumulating a reasonable amount of debt
b. deciding on the model desired and deciding where to make the purchase
c. deciding on how much of their income should be invested in the stock market and seeking advice from a financial advisor
d. determining their gross income and deciding which savings account to use for the purchase
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The consumer has to invest time in deciding on the model desired and deciding where to make the purchase.

Option-B

Explanation:

Whenever an investment decision is made, the initial step is to plan on financing. Here, the consumer wants to buy a new automobile so, initially he has to make a decision on the finance factors. In order to make this decision, he must know the cost of the automobile.  

So, the consumer has to surf for the model of the automobile he desires to buy and the outlet where he wants to make the purchase. By doing this he would get an idea of the market price of the automobile and then he can decide the financial deals (EMI or full payment based on his purchasing power)

answer; no longer than a reasonable period of time;

answer; decipher the motives for why people behave the way they do;