When first western bank sent surveys via mail to its savings accounts-only customers to ask why they did not also have checking accounts and credit cards with first western, they were gathering data. multiple choice intercept secondary observational questionnaire nonprobability

What are the three criteria necessary to qualify for special education services under the individuals with disabilities education act category of intellectual disabilities? an intellectual functioning of 70 or more on a standardized iq test significant difficulty with tasks of everyday living (adaptive behavior) subaverage intellectual function (2 or more sd below the mean on a standardized iq test) impaired intellectual performance due to a traumatic brain injury deficits in intellectual functioning occur during the developmental period to distinguish id from other disabilities