How might fiscally responsible individuals use investments to meet financial goals

What is the correct answer if that is not? My answer choices are:  

A)Fiscally responsible individuals would not take the risk of investments.  

B)Most investments have a guarantee of high returns in a short period of time.  

C)Individuals delay the satisfaction from purchases now for possible greater returns later.  

D)Investments give individuals greater returns now rather than delaying the satisfaction until a later date.  

i'm pretty sure the answer is a

you go to appeals court like section e