Imagine a world where health insurance doesn't exist. on the upside, you don't have to pay any health insurance premiums! on the downside, if you become sick you're responsible for the full amount of your healthcare. what if you had children? the risk of unknown payments for healthcare would require all of us to save a much larger amount of money to set aside just in case we needed it. this burden would be in which of the following categories? a. loss of needed goods and servicesb. less personal savings to spend on desired itemsc. fear and worryd. need for larger emergency fundsresponse feedback: correct, setting aside money for potential future losses is an emergency fund.