Adebenture is defined as a long-term note that is not secured by a specific property. when the lender holds the security so that if the borrower does not pay the promise made in the note they can foreclose on the property, the real estate loan is called:

The correct answer is a collateralized loan.

Explanation:

A collateral is a type of property or other assets that a lender accepts from the borrower for the purpose of security against a loan. The lender can seize the collateral if the loan is not paid back. The value of collateral must be either equal to more than the loan amount.  

The example given here is an example of a collateralized loan where a real estate property is used as security.  

Other examples of collateral are cars, bank saving deposits, investment accounts.  

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