Jerry is a working-class black man with good credit. he needs to take out a loan to pay for some improvements to his house. several banks denied his request for a loan because the neighborhood he lives in is considered risky for real-estate investments. jerry is the victim of

Griffin correctly concludes that the coordinate pair for the russian federation is an influential point, because removing the russian federation from the relationship will significantly change the trend of the regression line. is an influential point, because removing the russian federation from the relationship will not significantly affect the estimated coefficient of determination of the regression line. is not an influential point, because the russian federation does not have the highest cvdir of all 1111 nations in the scatterplot. is an influential point, because removing the russian federation from the relationship will not significantly affect the estimated slope of the regression line. is not an influential point, because the russian federation has a positive residual in the least-squares linear regression.