In which of the following cases is there an adverse selection problem? select all that apply. a. a health insurance market, in which the insurers do not know whether or not the applicants for insurance are habitual smokers. b. a motor insurance market, in which the insurers do not know how carefully the insured people drive. c. online sales of nutritional supplements, when consumers cannot tell whether their contents are as claimed by sellers. d. a firm that employs home-workers, but cannot observe how hard they are working.

What issue within the missouri compromise slowed arkansas's process of achieving statehood?

Ascientist successfully predicts the outcome of an experiment. you watch carefully and know he didn't cheat. the scientist's success shows that: a) the scientist knows absolute truth about this experiment; success is not possible unless you know the truthb) the scientist was just lucky; no one ever knows what's going on, so successful predictions require luckc) the scientist may know the truth, or at least know something that is close to the truth, or the scientist may have gotten lucky this time; you can't be absolutely sured) the scientist really was cheating, even though you didn't see the cheating; no one can get things right, except by cheatinge) the scientist spent the night at a particular hotel chain and go a free breakfast, giving the scientist the ability to do amazing things

Of the 8 territories that were brought under the flag of the united states by 1853, which one do you think was the most important addition to the growth of the united states?