Abank gives loans at higher interest rates to a black man and lower interest rates to a white man what is this an example of

This would be an example of discrimination, also racism.

Racial discrimination

Explanation:

Racial discrimination is known to be acting or behaving towards an individual or individuals separately because of their colour, race, sex, background, immigrant status and so on. That is, when an individual is treated unfairly. Thus, the white man is given preferential treatment against the black man, which is direct discrimination to the black man.

no, dan should reduce his discretionary spending. not long-term goals involve more planning than short-term goals do