Reda is looking for a home equity loan. what factors should she look at when deciding which loan is best for her

The factors that she should be looking at when deciding which loan is best for her are:

1.       Fixed-Rate Loans. It provides the borrower a single, lump-sum payment to which must be repaid over a set period of time at an agreed interest rate. The payment and interest reman the same over the lifetime of the loan.

2.       Home-Equity Lines of Credit. Works like a credit card. A certain spending limit is pre – approved to the borrowers and can withdraw money when they need via the credit card. 

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