What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained? state guaranty association fair labor standards board fair credit reporting act national association of insurance commissioners?

"choosing is refusing" means individuals face an opportunity cost with each decision they make. economists state that every decision involves trade-offs. opportunity cost is the least desirable alternative given up as a result of a decision.

intimacy, passion and commitment are the components of a interpersonal relationship emphasized in the triangular theory of love by robert sternberg.

the triangular theory of love says love can be comprehend as this componest form the vertices of a triangle.  

intimacy relates to feelings such as of closeness and connection;

passion relates the drives that brings people together, as physical attraction.

commitment relates to the being in a long-term relationship.