Credit card 1 would be the better option if the borrower had major expenses in the first year. Spent a lot of money in the second year. Used the card regularly in the long term. Carried a large balance in the long term.

idk some do some don't i only get help here

would just flop

Explanation:as people would not be able report

ANSWER: b. Stratosphere and Thermosphere

EXPLANATION: The Stratosphere and Thermosphere are two main important layers of the atmosphere of Earth. Thermosphere is the major layer amongst all the layers and Stratosphere is the second major layer in the atmosphere. The thermospheric temperature increases as and when it absorbs the radiation of the sun. The stratosphere contains the Ozone layer which helps absorb the solar radiation and also the harmful UV rays.