Esther is pregnant and preparing for the birth of her first baby. in college, she ran up a large credit card bill and is still trying to pay it off while still charging new items. what would you recommend she do as soon as possible? select the correct answer below. a. stop using all credit cards at once b. use credit cards to pay for all expenses associated with having a baby c. keep her spending habits the same d. use money she planned to spend on her medical bills to pay her credit card