Which of these statements about financial aid are true? select all that apply. a. most student loans from the government have a lower interest rate than other types of loans. b. if you receive a grant, you cannot also get a scholarship. c. the fafsa the government determine how much financial aid you need. d. work-study programs provide job experience, but no pay. e. money from scholarships must be paid back. f. the fafsa is available on paper and online.