In your own words, describe the matter found in the universe and the relationship between stars, galaxies, and planets.

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50

with the invention of the automobile, the woman of the house could drive to the store and get groceries. women were also free to socialize more. during world war ii women were allowed to work in factories to the war effort and could drive to work or ride mass transit buses to their jobs.