Specific heat capacity is the quantity of heat

Specific heat capacity is the quantity of heat needed to raise the temperature per unit mass. Usually, it's the heat in Joules needed to raise the temperature of 1 gram of sample 1 Kelvin or 1 degree Celsius. Water has an extremely high specific heat capacity, which makes it good for temperature regulation.

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50