Most people prefer to pay health insurance premiums rather than pay out-of-pocket for medical expenses because

Paying insurance is affordable than paying out of pocket.

Step-by-step explanation:

Most people prefer to pay health insurance premiums rather than pay out-of-pocket for medical expenses because - the medical costs are extremely high now a days, and paying insurance premiums is an easier task that paying a lump sum amount in the hospital.

Paying insurance is more cheaper and affordable than out-of-pocket medical expenses.

1/3

step-by-step explanation:

to find this, you can divide 12 by 4 which is 3 or you can multiply 4 until you reach 12 (4x3=12). both should give you 3, meaning theres three times less bananas than there are oranges.

the 3rd on is correct

step-by-step explanation: