Abraham's credit card has an apr of 13%, calculated on the previous monthly balance, and abraham makes a payment of $50 every month. his credit card record for the last 7 months is shown in the table below. what were the finance charges in month 2?

- 2 + 10x³ - 21x² + 19x - 4

step-by-step explanation:

each term in the second factor is multiplied by each term in the first factor

x²(- 2x² + 4x - 1) - 3x(- 2x² + 4x - 1) + 4(- 2x² + 4x - 1) ← distribute

= - 2 + 4x³ - x² + 6x³ - 12x² + 3x -8x² + 16x - 4

collect like terms

= - 2 + 10x³ - 21x² + 19x - 4 ← in standard form